CST Jordan


CST Jordan was established in 2007, with the aim of providing credit reinsurance support, coupled with professional expertise in the management of such credit granted by banks and financial organizations. CST also manages all kind of consumer loans, beginning with selection and ending with bad debts recoveries.

Credit insurance, allows a true and real “TRANSFER OF RISK” allowing the bank to rest safe in case of payment default. Hence the effective risk is in fact borne by the insurance company. CST acts as a perfect go-between between the bank, the insurance company, the participating merchants and finally the consumer or end-user.

CST acts as the back-office for parties involved in such financing schemes: The bank, the insurance company, the trader, etc… Within our system, the credit operation is followed since the time the credit application is filled by the consumer and up to the time when the latter has totally reimbursed his loan.

CST makes the necessary inquires and evaluates the credit risk (credit scoring), it also takes in charge the daily follow-up of payment delays, and eventually the claim process and recovery in case of payment default.

Full credit management third party administrator functions

  • Credit investigation
  • Credit scoring
  • Debts monitoring and follow-up
  • Monthly promissory notes collection
  • Bad debts recoveries
  • Full range of statistics
  • Statistics analysis
  • Credit insurance loss adjusters

List of Insurance Companies using CST services in Jordan

  • Delta Insurance Company
  • The Arab Assurers

List of banks

  • Egypt Arab Land Bank
  • BLOM Bank Jordan
  • Capital Bank Jordan
  • SGBJ (Societe Generale de Banque Jordanie)

List of major customers

Credit Card Services Company Jordan (Master card and Visa)

Work Space

Our Location

Object: Credit insurance administration and bad debts collection

Legal Status: Limited

Address: 1st floor - Building # 32 - Queen Rania Al Abdallah STR. Sport City - Amman Al Madina Al Riadyah – Amman

Phone: +962-6-5100080


Credit Systems & Techniques Holding

Khaled Al Masri

Mohammed Yassin

Joseph Assaad Chahine


Joseph Chahine (Chairman)

Mohammed Yassin (General Manager)


Blom Bank - Jordan

SGBJ (Société Générale de Banque Jordanie)

Capital Bank

Auditor FKI First Key Indicator

Lawyers Mtre. Samer Nusseir