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Chairman's Letter
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Dear customers and friends,
At the edge of our thirteenth year of operation, and in our permanent will to always
serve you better and offer new and innovative services, we are proud to announce
the creation of our group financial arm, “ CST for Loans “, whose aim is to provide
personal and consumer loans to low and middle income non bankable individuals, giving
them an opportunity to access the different credit products offered by “ BYOUTNA
“, our long established marketing company. “ CST for Loans “, is equally addressed
at young and older entrepreneurs wishing to start new businesses or improve existing
ones.
On the other hand, we recently went through a total restructuring of our group by
gathering all of our companies under one umbrella, the “ CST Holding “ created in
early 2010. We are now focusing through our subsidiaries “ CS&T Lebanon “, “ CS&T
Jordan “ and “CS&T Egypt “ on the doubtful debts recovery service ; the related
department capacity has been drastically increased and new contracts with prime
Lebanese banks and insurance companies were concluded, in addition to our existing
network of customers composed of prime Lebanese commercial companies.
“ BYOUTNA “ our credit marketing company is now putting the emphasis on the quick
development of its door-to-door collection service while our insurance brokerage
subsidiary I&I ( Installment & Insurance) introduced a new personalized performing
counseling system aimed to better guide and advisee our valued customers .
Furthermore, our software system has been completely updated and improved using
advanced new technologies. Our website has also been redesigned, better reflecting
the outstanding professionalism of CST’s young and energetic team.
Finally, I wish to thank you all, our loyal customers, for your permanent and highly
appreciated support, and hereby reiterate my personal commitment, and that of the
entire CST team, to always serve you in the same prompt and professional manner
you have been used you to.